
Landmark Mortgage Group, a division of Opes Advisors, Inc, is a team of highly experienced and passionate professionals who are here to provide YOU with the most comprehensive approach to residential lending with proven solutions.
We are mortgage lending consultants and homeowners.
We are insightful financial educators and your neighbors.
We are industry recruiters, referral partners, and we’re here for YOU.
Your home is your greatest asset, and a key component to your net worth. We’re here to help you manage it properly. We provide the services and tools to meet your lending needs and create long term financial plans, and we make it smart, simple and straightforward. Landmark Mortgage Group is your TOTAL RESOURCE for overall financial success.

We are your Total Resource for residential mortgage lending and real estate lending services.We consider your home an asset that needs to be managed properly and is a key to your net worth...

To our Realtors®, CPAs, Investment Advisors and other referral partners, Landmark Mortgage Group is your Total Resource that you will find becomes an indispensable partnership...

We are your Total Resource that provides an entrepreneurial workplace that will help you reach your full potential.We will provide all the cutting edge tools that are necessary in today’s market...

In most countries 30-yr fixed rate loans are in the minority. Here in the United States, however, the majority of residential mortgages are fixed rate loans with an amortization spread over 30 years – but some argue that might be changing. Customized mortgages aren’t new. Landmark Mortgage advisors have noted that industry experts say they are seeing more and more borrowers opt for fixed-rate loans...

In an effort to move troubled mortgages off their books, banks have begun offering more than $35,000 in cash to delinquent homeowners so that they can sell their properties for less than they owe. No lender likes short sales, but banks have decided that they're both quicker and less expensive than foreclosing. In addition to offering cash incentives, banks have been pre-approving details, streamlining the...

The big news last week was the $25 billion-plus settlement between the states and the five largest banks. But, unfortunately, the national mortgage settlement will not help everyone in trouble. For example, numbers indicate that 62% of California mortgages are held by Freddie Mac and Fannie Mae. The settlement does not apply to those.Nearly $300 million of California's portion of the settlement will go toward...
Landmark Mortgage Group is a multi-purpose financial institution that understands Your needs. We are a team of highly experienced mortgage lending consultants. We are dedicated specialists in both mortgage and real estate lending services. We are insightful financial educators, committed industry recruiters, and trustworthy referral partners who provide the most comprehensive approach to residential lending—with proven solutions.
"I am glad to refer you to my friends as you have always taken care of us in a very professional manner."
"I have been doing business with Todd Utikal for 7 years. In that time I have utilized him for real estate purchases as well as refinancing. My experience with Todd has always been very positive and I've referred him to clients who have also been pleased with his service. Todd is consistently professional and courteous, very knowledgeable about the industry, and I have found him to be honest and a straight talker. I highly recommend Todd."
Yesterday all servers in the U.S. went out on strike in a bid to get more RAM and better CPUs. A spokes person said that the need for better RAM was due to some fool increasing the front-side bus speed. In future, buses will be told to slow down in residential motherboards.
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